Privacy Policy

How Elite Finserv collects, uses and protects your data in Lokly.

Last updated: 30 September 2026

This policy follows the Digital Personal Data Protection Act, 2023 and the Information Technology Act, 2000. It applies to the Lokly and Lokly Partner apps and this website.

1. What we collect

Customers

Partners

Payments

Automatically

2. Why we use it

We process your data with your consent, given when you sign up and use these features, and for other purposes the law allows. You can withdraw consent by deleting your account.

3. Who we share it with

We do not sell your personal data or share it for advertising.

4. Storage and security

Our database and files are stored in India (Google Cloud, Mumbai region). Data travels over encrypted HTTPS connections. KYC photos are kept in a private store accessible only to authorised Lokly staff for verification. If a data breach affects you, we will inform you and the Data Protection Board of India as the law requires.

5. How long we keep it

6. Your rights

You can ask for a summary of your personal data, correct or update it, erase it (see Delete your account), and nominate someone to act for you. You can complain to our Grievance Officer, and if not satisfied, to the Data Protection Board of India.

7. Children

Lokly is meant for adults. People under 18 should use it only with a parent or guardian.

8. Changes

We may update this policy. We will change the date above and, for important changes, tell you in the app.

9. Contact and Grievance Officer

BusinessElite Finserv (brand: Lokly) Grievance OfficerShashi Kant Write to usContact form AddressA-523, Grandthum, Noida, Uttar Pradesh 201308, India HoursMonday to Saturday, 10:00 AM – 6:00 PM IST

We acknowledge requests within 24 hours and resolve them within 15 days.